Whether you own a new or used car, the minimum insurance requirements are the same in Idaho. The state requires coverage for $25,000 for injury/death of a single person, $50,000 for multiple people, and $15,000 for property damage. You must carry proof of this insurance in your car at all times.
Liability insurance is the minimum amount of auto insurance you need to be able to drive in Texas. To learn more, visit www.dot.state.tx.us.
For most states the minimum amount of insurance coverage that you need to carry on a motorcylce is around $5,000. This can vary from state to state though so be sure to contact your insurance agent.
Minnesota is a state that requires a minimum of liability insurance. The minimum amount of coverage allowed to drive in Minnesota is 30/60/10.
California does have minimum requirements for the amount of automobile insurance that you need to carry. You are required by the state to cover Bodily Injury/Death Liability of one person ($15,000), Bodily Injury/Death Liability of two persons ($30,000), and Property Damage of $5,000.
You need A General Liability Insurance Policy
Personal liability insurance is intended to cover you for damage you may cause to others. The amount of insurance you choose to get depends upon your assets and personal financial situation. There may be certain state minimum requirements as well.
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According to the American Motorcyclists Association, Massachusetts minimum insurance requirements are "Compulsory Liability (Minimum Limits)(20/40/1) "
Minimum is the amount you need just to use it. Recommended is the amount it is advised you have for best performance.
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The minimum Liability Requirements in the United States are regulated by each individual state. You will need to contact an insurance agent in your state and ask the minimum limits required.
Catastrophic Insurance is an insurance policy that is minimum coverage and only protects you in the situation of a catastrophe. There would be no need for you to buy an insurance policy like that.