each credit card is different. An example is that for a capitol one credit card the minimume for the card is 15 a month. Another example i know is that if you spend more than 429 at bestbuy on the bestbuy credit card you would have to divide the purchased amount by 18 and that is how much you would pay each month until the full amount is payed off.
Always try to pay off the full amount - you'll pay out a lot less in the long run. You should budget for your purchases even when you use a credit card.
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Yes. You should try to clear as much as you can though.
It depends on other factors, you should pay the credit card ontime. keep in mind that you must reduce the balance of your credit cards to 30% and below of your credit limit. If you have a credit card with a $5,000 limit, your balance reported to the credit bureau should be $1500 and under in order to have a excellent credit score. If you go over this amount it will affect what is called your "utilization rate." Credit score formulas respond favorable to utilization 30% and below. It's a good idea to assess all of your credit cards and align them correctly with this formula. Source Credit Bible by Phil Turner.
so you can get it payed off sooner.
A bank or a loan company can "charge off" a small amount of debt to get the amount off their books. However, this will affect a person's credit report. And it does not mean the person does not have to pay the debt. A debtor should still work to pay off the charge off, to clear the debt and save their credit rating.
only if you have a credit card
Always try to pay off the full amount - you'll pay out a lot less in the long run. You should budget for your purchases even when you use a credit card.
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Yes, you should be a ble to get a tax credit for the charitable contribution. It may have to be subtracted from your standard minimum deduction however. Be careful on the amount you claim also, it will surely raise an audit flag with the IRS.
it should be minimum 2GB
you should only utilize 35% of your credit line
Yes. You should try to clear as much as you can though.
You should call the family court system to find out the minimum amount you can have in your savings account. You should be able to ask this question anonymously.
It will only charge your credit card if you have it set up to do so. Otherwise, it should charge the iTunes Gift Card you just redeemed.
It depends on other factors, you should pay the credit card ontime. keep in mind that you must reduce the balance of your credit cards to 30% and below of your credit limit. If you have a credit card with a $5,000 limit, your balance reported to the credit bureau should be $1500 and under in order to have a excellent credit score. If you go over this amount it will affect what is called your "utilization rate." Credit score formulas respond favorable to utilization 30% and below. It's a good idea to assess all of your credit cards and align them correctly with this formula. Source Credit Bible by Phil Turner.
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