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What is the minimum credit history you need to get an American Express Blue Cash credit card?
Wiki User
∙ 16y ago
Usually 720 is good enough for that or just about any offer. In general you won't get better deals whether you have 720, 760 or 800. But Amex will look at other things besides your score. They'll look at the actual report, and how much income you receive.
Wiki User
∙ 16y ago
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How do credit cards affect an individual's credit history?
Credit cards impact several parts of your credit history. Pay on-time and you improve your payment history. Keep your balance low, and you improve your utilization rate. Keep you card open and active for a long time, you increase your length of history.
What is the use of checking my credit history?
Checking your credit history allows you to make credit reports and check credit scores which are crucial for getting loans. It is also important to check that your account is not being used wrongfully.
Is it possible to get a bad credit history from being denied a credit card because you did not have a credit history?
It is possible that you will show a low credit score if you have no other loans, credit cards, etc. You have to have revolving accounts or other accounts to establish credit. If you are having trouble getting a credit card you can try and get a secured credit card, or have a co-signer help sign with a application for credit.
How does one do a credit history check?
One does a credit history check by running a credit report. There are three major credit bureaus which handle this, and the most complete history is obtained by running a report through all three. There are ways to do this for free at least once a year. Once the credit history report is run, then the report should be looked over and any mistakes, particularly ones which reflect badly on the creditor, should be corrected.
What is the importance of credit history?
Your credit rating is established partially on your credit history. Your credit history is based on the information that your creditors have reported to credit bureaus, including credit cards, loans, and even some utility bills. If you have little to no history, there's nothing to go off of to establish your rating, so your credit will be established at a lower rate. There are no prior indicators whether or not you're a delinquent or on-time payer. So, if you want to build your credit, get a credit card, charge a few things, and pay off the majority of the balance. Financial experts recommend keeping your account balances less than 50% of your available credit. It shows that you have the ability to pay back your debt.
What are the minimum requirements for securing an American Express card from www.americanexpress.com?
"The minimum requirements for securing an American Express card are your name, address, phone number, credit score, social security number, and proof of having a job."
What are some of the benefits of an American Express secured credit card?
A secured credit card is way to build credit. Most places offer this even with no credit history. American Express secured credit cards are difficult to get due to the limited about of time they are offered for.
Does Discover or American Express offer the lowest interest credit card?
Discover's interest rate varies from 10.99% to 29.99% depending on the credit history of the customer. American Express' interest rates also vary greatly. It really depends on the customer's credit history as to which one has the lower interest rate.
What is the eligibility for American Express Platinum Reserve Credit Card?
The eligibility criteria for the American Express Platinum Reserve Credit Card can vary depending on the country or region where you are applying, as well as the specific terms and conditions set by American Express. However, there are some common eligibility requirements that are typically considered: Age: Applicants are generally required to be at least 18 years old to apply for a credit card. In some regions, the minimum age may be higher. Income: American Express often sets a minimum income requirement for applicants. This requirement varies by country and can be relatively high for premium cards like the Platinum Reserve Credit Card to ensure that cardholders have the means to meet their financial obligations. Credit Score: A good to excellent credit score is typically required for approval. American Express will assess your creditworthiness during the application process, and a strong credit history is important. Residency Status: You may need to be a resident of the country where you are applying for the card. Existing American Express Relationship: In some cases, having an existing American Express account or a history of responsible credit card use with American Express may be beneficial. Other Factors: American Express may consider other factors such as your employment status, debt-to-income ratio, and overall financial stability when evaluating your eligibility. It's important to note that meeting these eligibility criteria does not guarantee approval for the American Express Platinum Reserve Credit Card. American Express conducts a thorough review of each application, and approval decisions are based on their assessment of your creditworthiness and financial situation.
How can one obtain an American Express Credit Card Log In?
Someone that has an American Express credit card can login using the information on it by using the American Express website. The American Express website allows one to track and access their credit cards.
What is American express' credit score requirement?
The credit score requirement for an American Express card greatly depends on the specific card that you are applying for. Most American Express credit cards require you to have a credit score in the high 600\'s.
How can one apply for a credit card from American Express?
In order to apply for an American Express credit card their website provides an application form. In order to qualify for an American Express credit card you should have a relatively high credit score.
Is the american express platinum card a credit card?
Yes, American Express Platinum Card is a credit card
How do i get an American express black card?
The card is issued by invitation only to existing American Express cardholders. You need to spend over $250,000 per annum on your existing American Express card, have an exceptional credit history and substantial personal means.
Does corporate express deal with credit?
Yes corporate do deals with credit. They deal with american express credit cards.
Is American Express Gold a credit card?
Yes American Express Gold is a credit card. It is a card designed for valued members.
Does American Express offer the best credit card offers?
Depending on what your definition of best offers is, American Express can offer credit cards with extravagant benefits and perks. However, most American Express credit cards carry an annual fee, and not all merchants accept American Express.
