i think it just animal life
All of them will, but water causes damage faster than the other three.
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Most policies exclude coverage for damage caused by animals, varmints, and insects.
Most common are fungi and bacteria. These can have numerous vectors, or mechanisms that carry the disease to the plant, including insects, animals, and simple air movement.
No, not by any means. They're probably the most widely known, but many other insects, including some species of ants and beetles, eat and damage wood.
Insects
Most lady bugs eat other insects. The most common insects lady bugs eat are aphids, which are pests that damage plants.
breathed
The most important animals are the insects. They are the most numerous animals on Earth. Insects perform important tasks such as pollinating plants and helping to get rid of rotting plants and animals. They are also food for many other animals.
Insects are the most abundant animal on the planet, and they do many important things for Earth, such as pollinating plants and decomposing dead plants and animals.
Hail can cause a large amount of damage if it very large.
Most people assume the winds cause most of the damage, that is not true, the storm surge (fast rising waters) cause flood damage, which creates more damage than the wind dusually, also heavy rains cause the ground to soften and trees will topple over.