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Good bank credit is part of your credit report. If you overdraft of bounce a check, those can ding your credit. When those checks bounce the banks have to cover the cost to the store which is why they penalize you a fee. How well you manage your account and your money shows people that you want to borrow money from how responsible you are.
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Does using overdraft protection affect my credit?
No. Having overdraft protection does just that...protects you from having adverse credit and helps you maintain a good relationship with your bank.
How can you obtain credit from HSA bank?
"Almost any bank or credit union can be an HSA provider. In order to obtain credit, credit has to be in good condition. Check with your local bank or credit union for more information."
Does a cosigner have to have good credit?
Absolutely. The whole point to having a co-signer is the creditor wants assurance that the debt will be repaid.
Is having multiple open credit cards with no balance bad or good for your credit rating?
It's wise to use your credit cards ONLY if you have cash in your bank account. Purchase something on each one, then when the statement comes pay it in full.
Where can I find a student loan because all my potential cosigners have bad credit?
Find a co-signer with good credit. The whole point of having a co-signer is that their credit history is good enough to cover whatever gaps you have (no credit, poor credit, etc.) No one will grant a loan with a bad co-signer.
Does using overdraft protection affect my credit?
No. Having overdraft protection does just that...protects you from having adverse credit and helps you maintain a good relationship with your bank.
How can you obtain credit from HSA bank?
"Almost any bank or credit union can be an HSA provider. In order to obtain credit, credit has to be in good condition. Check with your local bank or credit union for more information."
Can you get a loan from a bank?
yes if you have good credit
Does a cosigner have to have good credit?
Absolutely. The whole point to having a co-signer is the creditor wants assurance that the debt will be repaid.
How do I establish credit with other companies?
Having creditability is crucial for any business. Typically you could establish a good credit score with good record of bank account(s), employment history, residence history and utilities in your name.
Which banks in America give good credit counseling for credit consolidation?
Every bank in America, whether local, or chain, gives credit counseling for credit consolidation. If more in depth help is needed, they will also point you to someone who knows more.
How can 13 year old girl get good credit?
Do you mean good credit as in a credit card? To get good credit, you must first obtain a credit card. From there, you can start building good credit by making purchases and not having any fees or going over your limit. Good credit is built over years, however, and having a credit card at the age of 13 may impact the price of education in later years; ex. If you have $500.00 in your bank account when you apply to a college, they will see you have money in your account and assume that you have a paying job, so they will give you less money for scholarships when you apply to them.
Can a UK citizen who has bought property in Florida open a bank account and get a US bank credit card if he has very good credit?
no
Can you get hired by bank that you have credit cards with?
Yes - as long as your credit cards are in good standing.
Is having multiple open credit cards with no balance bad or good for your credit rating?
It's wise to use your credit cards ONLY if you have cash in your bank account. Purchase something on each one, then when the statement comes pay it in full.
How can you check to see if a credit card is good?
just go to any bank and ask them if you can check if your credit card is good.
Where can I find a student loan because all my potential cosigners have bad credit?
Find a co-signer with good credit. The whole point of having a co-signer is that their credit history is good enough to cover whatever gaps you have (no credit, poor credit, etc.) No one will grant a loan with a bad co-signer.
