Any Insurance company that has an AM Best A+ rating. That's the highest rating a company can get and almost all of them do.
They are not rated by AM Best or any of the rating companies you have ever heard of!
The best life insurance company is one which is financially sound and has a proven track record for paying out death benefits. Life insurance companies are rated for this by rating companies like A.M. Best. The best rating with them is an A++.
There are lots of insurance rating companies out there, not just one. Some are more reliable than others but none of them are a reflection of customer satisfaction. An insurance company rating is determined solely by how much money they have in the bank.
3 to 5 years depending on your Insurance Companies rating guidelines.
There are several financial rating services that rate the financial strength of life insurance companies in the U.S. Among the leading financial rating services are: AM Best and Standard & Poor's.
Financial ratings for insurance companies is like credit ratings for consumers. Financial ratings let consumers know whether an insurance companies pays their policies.
Most companies are fairly good, if you would like more information AM Best is a rating company that rates insurance companies.
AM Best is perhaps the most well known institution that has been rating insurance companies for over 100 years. Also in the same way there are Standard & Poor's and Fitch Ratings that do provide ratting services for insurance carriers based on their financial strength. JDPower is another institution that ranks several other organizations including insurance companies. This institution however does not rank the vast majority of insurance companies, especially local, small size insurers. One of the respected aspects that JD Powers rate insurers is by their "auto insurance claim rating."
Different countries and companies have different systems of rating insurance. You need to specify the country.
You find good ratings for life insurance companies in discussion zones where members of the companies write their opinion. In the internet there are also sites, where the people can make a direct rating for the companies.
"The 6 top rated American Auto Insurance companies are Progressive Insurance, State Farm Insurance Group, Nationwide Group, Geico, USAA Group and Selective Insurance Group. These companies have a rating of A+ or higher."