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Where can I call to get debt counseling?
Everyone has an issue with debt sometime or another. There are many places to speak with a debt counselor. Most debt consolidators will offer you to speak with a counselor.
Will a credit counseler help you get a debt settlement on your credit card?
A credit counselor may be able to help you get a debt settlement on your credit card. It will depend on if the counselor only gives you ways to get out of debt or if they are a settlement counselor.
Debt Counselor?
A Debt Counselor is a professional who is trained to assist people with debt management problems. When a person becomes a Debt Counselor they will be hired by individuals who need financial assistance. The Debt Counselor will work with the person who hired them to find out where the problem is at concerning the individual’s financial situation. The Debt Counselor will use different techniques such as budgeting, consolidation, and debt negotiation to help the client get back on track. A Debt Counselor will help the individual by first determining the amount of debt they owe. Then they must figure up what the person or couple can afford to pay per month. They assist the customer by organizing an affordable monthly payment plan to help pay off all of their debts in one combined payment. After the payment plan is worked out, the customer will send the payment to their Debt Counselor. The Debt Counselor will then send small payments monthly to each of the creditors that money is owed. If possible, the Debt Counselor will try to work with the companies that are owed money to get the amount owed or the interest rate reduced. Also included in the monthly payment will be the fee to the Debt Counselor for their services. It is the duty of a Debt Counselor to determine if the payment plan for their client is realistic. They will state whether or not they feel that the payment plan will work. If the Debt Counselor feels it will not work, they may recommend that the client file for bankruptcy. Other areas that a Debt Counselor will assist an individual with are their daily spending habits. They work with their client to try to reduce the amount of money that is spent for items that are not necessary. They will help plan a budget and organize with their client how much they can spend, and where. All pay will be reported and organized through the hired Debt Counselor. An individual will be considered for a position as a Debt Counselor if they have a degree in Business, Education, or even Psychology. Sometimes a person may be hired if they have Accounting and other credit industry experience as well. It is very important to know how to read a credit report from the major reporting companies such as Experian, EquiFax, and TransUnion. The more experience a person has, the better the chance they have in becoming a Debt Counselor. An experienced Debt Counselor will average around $50,000- $55,000 per year.
Who does one talk to when you need money fast?
"When one needs fast money, a good person to talk to would be a credit counselor. A credit counselor can educate you on how to come out of debt and avoid future debt."
Where could someone get help with credit card debt?
The best place to go for credit card debt would be a debt counselor. They offer great services to help you to get out of debt and save money for debt repayment.
What are some occupations that use math that begin with the letter D?
debt counselor
Does a consumer credit consolidation counselor make much money?
A consumer credit consolidation counselor is usually a nonprofit counselor for debt consolidation. Those who are paid typically charge astronomical rates to the consumer.
How does one go about a debt settlement?
If you need to get a debt settlement it would be best to speak with a trusted debt counselor. Sometimes a debt will need to be quite big to be settled. A low debt would get dismissed and you'd have to pay the whole amount.
Can you get help with your debt recovery?
Yes you can get help with your debt recovery. I would recommend to see a counselor on this one. They can guide you through what you want to accomplish and will give ideas and useful tips on debt recovery
How do you see the word leader as fitting into your role as a counselor?
so help me with that answer
Is a credit counselor necessary for handling only a few thousand dollars in debt?
If being in debt a few thousand dollars makes your budget/ finances uncomfortable, you should further consider contacting a credit counselor. If nothing else, they can view your entire budget with an outside eye.
Debt Counsleor?
form_title=Hire a Debt Counsleor form_header=In over your head? Find a debt counselor to help you learn to manage, control and ultimately pay off your debts. How many credit cards do you currenlty have that are active?=_ What is your total amount of debt?=_ How much do you know about debt counseling?=_
