It varies depending on the type of debt. Written agreements, including Promissory notes and open ended accounts (credit cards) are set at 4 years in California. Oral agreements only have 2 years.
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Statute of limitations apply to crimes and civil law suits. Civilian credit reports are typically limited to seven years by consumer protection laws.
There is no statute of limitations associated with credit reports. However, any information that is more than 7 years old should be removed from the report.
I believe the statute starts to run from the date of last activity
In general, civil judgments can stay on credit reports for up to seven years from the date they were filed. However, some states have specific laws that may affect this timeframe. It's worth noting that paid judgments will still appear on credit reports but may have a less negative impact on credit scores than unpaid judgments.
These are going to be written agreements. As that, it is 4 years in California.
I don't know that there really is a limit for an actual judgement. You've had the notice and there are no longer any surprises. Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in California is 4 years. That is from the last use or payment. My best advice is to consult an attorney in California.
http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php
The statute of limitations for debts reported on your credit report is 7 1/2 years.
These are normally classified as a written agreement. In California that means the limit will be four years from the last acknowledgement of the debt.
Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Colorado is 3 years. That is measured from the last use or payment.
one year
Statute of limitations apply to bringing law suits for civil or criminal charges. Reporting of debts on a credit statement is normally limited to 7 years.