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Statutes of limitation apply only to criminal and civil matters, debts are permanent. However, if the debt has been sent to a collection agency, you can often negotiate to pay a lower amount. Collection agencies are businesses and getting some money is better than no money.
Wiki User
∙ 15y ago
Wiki User
∙ 15y agoIt is the same as any debt in your state, which would be usually 6 or 7 years. Phone a credit agency to find out the debt limitation in your state.
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