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Definately. Lots of compaies use text within office template files to make sending form letters easier. Just remember to save the document as a template file when using the save as command :)
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Freemaker is a type of engine maker, which means that it generates text templates. Freemaker, one of the most used template engines, is a template engine from Java.
None. The template is actually an existing document (usually without text) that stores all shortcuts or formatting that has been already prepared. Using some other existing document as a template has the same logic but you should erase existing text first. :-)
Whenever you employ a template to format text, you must first make a copy of the template and save it as your own personal file. Then, you can edit at will.
A free website template can be found in a variety of locations. There are many templates supplied for free with web design software. You can also download some from sites such as Moonfruit.