Mortgage rates vary by state. One of the best rates I have seen is a 2.37 15 year fixed rate.
Right now interest rates are falling to all time lows. They will eventually go back up, but for right now they are low and continuing to fall.
Right now mortgage interest rates are incredibly low. Depending on your credit score, income, and debt load, you could qualify for a rate as low as 3.279% for a $200,000 loan.
Mortgage rates in 1968 were right around 7%.
It really depends on the type of mortgage and the borrowers qualifications for the current interest rate. Right now rates are as low as 4.75% for a 30 year fix depending on various factors such as credit, loan to value, etc. It would be best to contact a mortgage specialist to help.
The Scotiabank mortgage calculator can be found right on the official Scotiabank site. The site also shows rates on current mortgage loans, from fixed rates to variable rates.
The national average for a 30 year fixed mortgage rate is 4.89%. This rate can either increase or decrease depending on the loan ammount. As of March 6, 2010, the national average mortgage interest rate for a 30 year fixed rate loan is 5.31%. The national average mortgage interest rate for a 15 year fixed rate loan is 4.68%.
Mortgage rates often bottom between 2.0 and 3.0. The best rates are those that are right near the 2.0 percent mark.
I am not sure what the rate would be for Idaho, but according to national mortgage rates right now the average 30 year fixed rate is around 4.47 percent.
Right now, mortgage rates appear to be rising slightly. This can change on an almost daily basis however. The economy just will not support steep rises right now.
Delta Prime Finance is now offering an interest rate of 2.6% with an APR of 3.14%. There are others that are close to that but Delta Prime seems to be the lowest.
Currently 30 year mortgage rates are still pretty low. The market is still struggling to come out of the recession so the banks are trying to entice buyers with lower rates. Right now rates for a 30 year fixed mortgage are running as high as 5.5% to as low as 3.5%.
Right now one of the lowest rates in 0.50 APY.