Renters Insurance, get it at any insurance agency.
Of course not. You state they have dwelling only coverage, that means they only pay for loss of the dwelling. No life insurance can be attached to a dwelling insurance policy. Sorry.
Insurance is purchased to protect a business from unexpected loss.
People are not doing anything beyond normal legislative protection to protect echidnas from habitat loss. Echidnas are classified as Common in Australia, as they have adapted to all habitats, while the long-beaked echidna of New Guinea is under more threat of being hunted by indigenous tribes than of habitat loss.
keep it in your pocket
The best way to protect against accidental data loss is to back-up your data frequently.
Only the property owner can receive compensation for a loss to their property. So if you purchase coverage you are required by law to name the legal owner of the property as the beneficiary of the policy.
loss
These walmart branches were rented spaces and raised rent and loss of income of desert schools led to instore closes
Slows the loss of heat from the body's core
Reinsurance
Rented property insurance provides protection for landlords against financial losses due to damage to the property, liability claims, and loss of rental income. It offers peace of mind and financial security in case of unexpected events such as natural disasters, accidents, or tenant disputes.
You should protect files from loss because they are expensive to replace. I have a number of them in my toolbox. I throw them away when they get dull. Some people use old files to make knives. The best ones for this are the ones made in the US.