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With a credit score of 529, one will not be able to get any prime or near-prime credit unless one obtains a co-signer with a notably higher credit score.

The options available for one with a credit score of 529 include the following:

* Subprime mortgage (at a very high interest rate)

* Payday loans (at a very high interest rate)

* Secured credit card (secured by a deposit, will help build credit score with ontime payments)

* Auto title loan (if one owns the car and there is a reasonable amount of value in that car)

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Q: What kind of credit can I get if I have a credit score of 529?
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