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What kind of credit can I get if I have a credit score of 529?


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Answered 2010-10-05 17:43:25

With a credit score of 529, one will not be able to get any prime or near-prime credit unless one obtains a co-signer with a notably higher credit score.

The options available for one with a credit score of 529 include the following:

* Subprime mortgage (at a very high interest rate)

* Payday loans (at a very high interest rate)

* Secured credit card (secured by a deposit, will help build credit score with ontime payments)

* Auto title loan (if one owns the car and there is a reasonable amount of value in that car)


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FICA = social security taxes. FICO is your credit score. There is no way to tell how many points your score will go down. With a low of 529 your score may tumble less than someone with a much higher score pre-bankruptcy.

There is nothing called as good credit score or bad credit score. It all depends on what kind of financial product you are applying for and how aggressive the banks are to which you have applied.

583-619 is bad credit score in credit score range

first it depends what kind of charge off it is. and your credit score is all up to which credit company your checking your credit on .. there is no real answer to that question.

No. You need to be in the 700's to be considered for credit of any kind.

A credit score of 629 is not a very bad credit score, but it is not a great credit score. A great score will be 700 and above.

If you have a credit that is not bad but you have to pay those credit within the particular time. When you apply for a loan for any purpose, the lender will look at your credit score to measure what kind of interest will chargeable for you. So credit score is important.

The credit score 606 is not an overly great credit score. it is a fair credit score. Credit scores of 700 and above are considered great.

Get a credit card, buy things with it and pay them off IMMEDIATELY when you get the bill. As long as you are NEVER late, this kind of credit (called revolving credit) will raise your score quickly. If you are ever, ever late this will lower your score even faster.


A credit score of 630–689 is generally considered to be fair credit score, 700 or above is generally considered to be a good credit score.

Fingerhut will often approve people who can't get approved for other credit, so credit scores as low as 600 or lower might be approved. The amount of credit you get from Fingerhut will depend on your credit score, so if you have a lower credit score, you may not get a lot of credit right off the bat, but if you keep paying on time, they will continue to raise your credit limit.

A credit report basically contains information about your credit history, whereas Credit score is a number which is generated on the basis of your credit report. Score totally depends upon one's credit record, if history is good, credit score will be high. I always check my credit score free at

Credit score that is around or more than 700 is considered to be good and score below 500 is considered to be bad. It is always advised to constantly monitor your credit score.

A free annual credit report does indeed give you a credit score. Sometimes they will even give a credit score from several credit score companies just to get a better overview of your credit.

577 is a fairly poor credit score. To have a credit score that is acceptable, you want your score to be between 620-680.

425 is a bad credit score.

This is a fair credit score.

Best Credit Score: 850

The three credit score companies.

Very good - no problem with any kind of credit needs - dependant on income of course.

If you have never bought anything on credit, you do not have a credit score.

You can get your credit score online. You can go to,, or to get your score.

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