Read the policy contract. The coverage will be specific and under specific circumstances. All policies are different and vary a great deal with regard to what is covered, the extent of coverage and the circumstances that allow benefits to be paid.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
yes
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
"That depends on what kind of travel insurance policy you are refering to. There are insurance policies you can buy that cover medical attention. Many times you must pay ""out of pocket"" but the policy will reimburse you. Check all the details of a policy before you make your purchase so you will get the coverage you think you may need."
You need to make a claim against the neighbors homeowners insurance for damages. Since it sounds like it was an "act of god" they may not cover the damages. In that case you have two choices, you could use your comp insurance to cover damages, if you have comp coverages on your policy, or pay the damages out of your pocket and see if the neighbor is willing to help out with the charges.
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
No, homeowners insurance excludes vehicles.
No, homeowner's insurance only overs damages on the house.
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
Yes.