That would be comprehensive coverage.
Anonymous is wrong! It would be collision. It doesn't matter if the vehicle was occupied or parked. If something on the ground collides with your auto it is a collision claim.
If your car is hit, then, yes, collision insurance covers it, but the *other driver's* collision. In the event that the other driver does not have or does not have enough collision insurance, you will need uninsured/underinsured motorist covered to pay for your loss, which, by the way, also pays for your loss if your car was hit in the parking lot and the other driver took off (i.e., hit-and-run).
Comprehensive coverage will take care of this in NY. Vandalism
I am a experienced agent for a large company, if the driver does not turn himself in to you it would be covered under the comprehensive portion of your contract. (and would be considered vandalism).if the driver stays and his company pays the expense it would be covered under collison on his policy.
Your policy may or may not have coverage for mold related issues. This is something to check when you buy a policy as the insurance companies try to avoid having to pay for mold problems which can be very expensive. Standard home insurance policies do not cover mandatory basement remodeling, unless the basement is damaged from an event (e.g. flooding) covered by the policy
One of the most overlooked aspects of owning a home is getting a good homeowner insurance policy. A good policy is essential as it will protect you and your assets in the event that your home is damaged, vandalized, or robbed. In fact, it is so important, that most banks require their borrowers to have a good homeowner insurance policy. When putting your homeowner insurance policy together, there are several factors that you should consider. When you choose a new homeowner insurance policy, one factor that you must consider is the location of your home and the natural threats that come along with your location. Regardless of where your home is located, you are likely in an area that has at least some threat of natural disaster. Whether this threat is a tornado, hurricane, earthquake, or flood, you need to ensure that your homeowner insurance policy provides you protection against it. If your policy will not cover it, then you will need to take out a special policy to cover against the natural disaster. As you choose a homeowner insurance policy, you also need to consider your personal assets that the plan will need to cover in the event of casualty, theft, or damage. When you fill out an application, you will estimate how much your personal items are worth, and from there you will receive a certain level of coverage, which will be used to cover the replacement cost of your items. However, this may not cover certain expensive items. If you have valuable personal items, such as expensive jewelry or art, you may need to have a separate rider policy to cover those items. When choosing an insurance company for your new homeowner insurance coverage, you should consider using the same company that you use for another insurance service. Most insurance companies provide their customers with the chance to take advantage of multi-policy discounts. With a multi-policy discount, you can save a lot of money if combine your homeowner policy with another insurance policy, such as your auto insurance policy.
How do you get 1000000 robux for free?
What's the most outdated thing you still use today?
How many people signed the Declaration of Independence on July 4 1776?
How old is Danielle cohn?
What is the difference 1 -9?
How many hundreds are in 8000?
How do you write your address in alphanumeric form?
What does program mean in brain teaser?
What is modal fabric??
What were George Washingtons false teeth made from?
Who was Yale University named after?
What determines whether you are left or right handed?
What would you do if the internet was suddenly gone?
What is the longest plate appearance in MLB history?
What is the official name of the Statue of Liberty?
Why can't we remember our dreams?
What are the benefits and possible pitfalls of having an official curriculum?
What are advantages and disadvantages of micro planning?
Is August Alsina Haitian?
TP-6 What should you do when fueling an outboard boat with a portable tank?
BA-28 which is a recommended water-skiing safety practice?
What negativity did Paul Harvey report about Andrew Wommack?
Why can you steer out of a potential problem situation quicker than you can stop for it?
What do literary critics do when they make interpretations?