Renters insurance .
yes most factories should protect themselves with any kind of insurance even pollution liability insurance. If they ever get sued they wont legally be upheld for any kind of medical damages.
Most insurance agencies provide home and car insurance. In some instances there are companies that only provide one or the other not both. One should check with their local agents to find out which kind they carry.
Why not? You still have rights, they should have some kind of B/I, bodily injury that will cover your medical. You should have has insurance but now in a worse case senerio you might have to carry an SR-22, but of course you can claim!
General contracts must carry at a minimum liability insurance along with being bonded by the state. Liability insurance should be no less than $1 million and could be much higher depending on the job.
The purpose of landlord insurance is to reimburse a landlord if for some reason he is unable to use his property for income due to a tenant. For instant, it covers damage done by a tenant, as well as reimbursement for lost rent while the apt. is uninhabitable, and it even covers court costs.
Usually tenants are responsible for accidents in their apartments. But that doesn't stop injured people from suing EVERYONE including the landlord, on the theory that maybe the reason for the accident was something the landlord was responsible for (bad electric wiring that the tenant made worse for example) or say a bathtub that had no 'non-slip' strips in the bottom and the tenant got hurt. So the landlord will want to be what's called an "additional insured" on a tenant's liabilityinsurance policy. That's the kind of insurance that protects against things like accidents that hurt people and damage property. By adding the landlord's name, if the tenant and the landlord are sued, the tenant's insurance company would be required to also defend the landlord. That doesn't mean that if the landlord loses that the tenant's insurance company pays the damages that the landlord owes, it just means the insurance company pays for the lawyer and defense team.
If you agreed to take out a certain kind of insurance in your rental agreement, then you must purchase such insurance. However, this requirement must be specifically stated in your rental agreement; otherwise, it cannot be enforced.
Typically tile floor workers will be insured under your general contractor. Make sure that he can prove he has good insurance for all his workers.
Rubbish health insurance, you should check out NHS!
At the very least, that required by the laws of your country.
A lot of hospitals often carry this kind of information, and doctor's offices may also be able to assist in finding this kind of information. Otherwise the Illinois Department of Insurance has a lot of information as well.
You just need regular homeowners insurance, nothing special is needed.