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It is a spiny crab or jewel spider.....
a type of jumping spider?
It is the common "Daring jumping spider," Phidippus audax. It's completely harmless.
My guess is that this spider you saw was either a Jumping Spider (quite possibly a Daring Jumping Spider) or a Parson Spider.
the black widow heh heh heh.....
a redback spider
Sounds like a "Spotted Ground Swift Spider"http://www.geocities.com/brisbane_spiders/Corinnidae.htm
I just caught a spider that matches this description. After looking online, I think it may be a jumping spider from the family Salticidae. I believe that spider is Phidippus Audax a.k.a the Bold Jumping Spider.
There are many different kinds of spiders that are brown with white spots. To properly identify them, it helps to determine if the spots are in any particular pattern, the overall body shape of the spider, and where it is living. Such a spider may be a sic-spotted fishing spider, a bold jumping spider, or an orb-weaving garden spider.
A garden orb weaver probably
Brown Rectcluse Brown Rectcluse
a Brazilian jodphurs, its really rare
From what I have been told, this sounds like an Orb Spider...which is in the Widow Family and is extremely venomous.