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The majority of the Edward Elgar Twenty Pound notes all have around the same value for an uncirculated note.

The notes that have a significantly higher value are "Cypher Notes" issued for the Millenium, the Queen Mothers 100th Birthday, the Queens Golden Jubilee and other commemorative occasions. The value of these notes is further increased by the inclusion of a gold or silver proof crown in the presentation package.

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Q: What makes certain Twenty Pound notes valuable to collectors with Edward Elgar on the reverse side?
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