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The state of Indiana did a study about 30 years ago, because they worried that the Amish, were not getting the medical care they needed.

It turns out that the Amish actually get conventional medical care more than people with cars and insurance.

It should be noted that while the Amish don't buy regular insurance, where you pay ahead of time, they have an organized medical care cost assistance system set up. If Dave and Marie have a kid with cancer, everybody in the system gets a post card saying "your share is $x". Since the Amish do not pay for underwriters, insurance agents, claims adjusters, and shareholders' profits. they eliminate about 40-50% of the insurance premium. What's more, hospitals pay a fortune in overhead because claims adjusters try to squeeze every penny out of the bill. If you deal fairly with hospitals and other providers of medical services, most will accept about 30 cents on the dollar for quick cash, no quibbling.

I think there is a lesson there. Maybe we just need, as Shakespeare wrote, to simply kill all the lawyers.

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12y ago

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