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There are many methods available for people to bank a check. One of them is called reordering, another is called Direct Department. One could even choose to turn it into a debit card.
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When should one use a bank check?
A bank check can be used in many ways. A check is useful for when a person does not have the cash on hand to use. The funds should be available in the bank though so it will not bounce the check.
Who can certify a check?
Only the bank can certify a check, or someone at the bank. Usually, the bank will not certify a personal check, they will issue what is called a "certified check". A certified check is guaranteed to have available funds by the bank that certifies it. Certified means the funds are held aside. Anyone with a certified check made out to them can go to that bank and collect cash. In days of banking past, you could have a personal or business check certified by the bank, and they would stamp the check "certified" and hold the funds aside on that item. Now, the bank will just issue a certified check after taking the money from your account and the certified check will be drawn on the bank's account. This answer is for the U.S. banking system.
Why dont the bank go after the people who made a check out to you that was no good?
what to do if someone send you a check and it get cash through the bank to only find out later the check was uttered
What is the proccess of check clearing?
Below is how banks process a check:Customer A deposits check into his bank account with Bank ABank A accepts the check and sends a request to the check issuing bank, Bank B with details of the check and amountBank B receives the check details and checks if the account linked to the check has enough funds to honor the check and also to see if the signature on the check matches the account holders signatureIf the sign matches and funds are available, Bank B Transfers the check amount into Bank A's account with Bank B and sends an intimation to Bank AOnce Bank A receives funds into its account, it transfers the funds into Customer A's accountSimilarly Bank A would have an account for Bank B to credit funds for checks issued by its customers to customers of Bank B.
How can I check my balance?
You can go to the bank and the people who work there will tell you your balance.
Can you cash a check at a different bank?
You can cash a check at a different bank if the check was drawn on that bank. Some banks will cash a check drawn on a different bank but funds will not be available right away. They will wait for the check to clear.
When should one use a bank check?
A bank check can be used in many ways. A check is useful for when a person does not have the cash on hand to use. The funds should be available in the bank though so it will not bounce the check.
What are different Methods of payments?
Credit card, check, cash, money order, bank transfer...
Can you cash a check written to your nickname?
No. The name written in a check must match the identity card you have or the name that is available in your valid bank account. If they don't match, the bank will not cash the check.
Are mortgage payment calculators available from a bank?
Mortgage payment calculators are available from certain banks, like Bank of America. In addition, they are also available online for people who do not wish to go to a bank to perform this service.
Will the bank charge your account with insufficient fund if date the check was written funds were not available but when the check arrived at the bank the funds were there?
Some bank do charge and some don't. Bank of America do. Bank of America also charge insufficient even you make deposit to cover the check on a same day before 5 pm.
Where can one get a Doral Mortgage?
Doral Mortgages are available at the Doral Bank. The Boral Bank is in Puerto Rico locations. You can also check their site available online for more information about their services.
Who can certify a check?
Only the bank can certify a check, or someone at the bank. Usually, the bank will not certify a personal check, they will issue what is called a "certified check". A certified check is guaranteed to have available funds by the bank that certifies it. Certified means the funds are held aside. Anyone with a certified check made out to them can go to that bank and collect cash. In days of banking past, you could have a personal or business check certified by the bank, and they would stamp the check "certified" and hold the funds aside on that item. Now, the bank will just issue a certified check after taking the money from your account and the certified check will be drawn on the bank's account. This answer is for the U.S. banking system.
Why dont the bank go after the people who made a check out to you that was no good?
what to do if someone send you a check and it get cash through the bank to only find out later the check was uttered
Where can one contact Greenfield Savings Bank?
One can contact Greenfield Savings bank at 400 Main Street, Greenfield. There are also other methods of contacting them available such as telephone or email.
What is the proccess of check clearing?
Below is how banks process a check:Customer A deposits check into his bank account with Bank ABank A accepts the check and sends a request to the check issuing bank, Bank B with details of the check and amountBank B receives the check details and checks if the account linked to the check has enough funds to honor the check and also to see if the signature on the check matches the account holders signatureIf the sign matches and funds are available, Bank B Transfers the check amount into Bank A's account with Bank B and sends an intimation to Bank AOnce Bank A receives funds into its account, it transfers the funds into Customer A's accountSimilarly Bank A would have an account for Bank B to credit funds for checks issued by its customers to customers of Bank B.
Chase bank accepts other people check into your account?
No. Chase bank will not accept checks written out to other people into your account. For that matter, no bank will accept that. A check can be deposited only into the account of the person to whom the check is issued. Deposing a check issued to someone else into our account is a crime and we can be jailed for that.
