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There are several options available for you. I would highly recomend the following banks: PNC Bank, National City Mortgage,and USA Mortgage.
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What are the current mortgage rates for various credit scores?
This is dependent on other contextual factors such as employment and geographic location, but with an average credit score a mortgage rate can be about 6%. A good credit score will have lower.
What is a good 15 year mortgage rate?
The best mortgage rates are found when comparing mortgage dealers, such as banks, credit unions and Realtors. A good rate for 15 years would be under 3 percent.
What are some of the highest rating companies that offer loans for people with bad credit?
It may not always be easy to find a company which offers loans to people with bad credit scores. However, it is not impossible. Mortgage Credit Problems, E-Loan and Ameriquest Mortgage Co. offer loans to people with bad credit scores and have received good customer feedback.
Where can a no annual free credit card be sought?
Most major banks such as Chase and Citi, as well as Discover will offer no annual fee cards to consumers who qualify with good credit scores. People with low scores are not likely to receive these.
How will refinancing rates be affected if a spouse with a low credit score is added to the policy?
Let me answer the question this way: the addition of somebody with low credit can't help a mortgage application, and may kill it. A lot depends on the mortgage being applied for (all mortgages have, as a criteria for acceptance, a range of acceptable credit scores) and how low, in fact, the spouse's credit scores are. Talk it over with the professional handling your mortgage. If, for instance, you need to add the spouse for income reasons, you might be better off to get a different sort of mortgage. Good luck.
Do banks ask for proof of US citizenship for a mortgage applicant loan assuming non-FHA non-VA?
If you have a good credit score in the US there are some banks or mortgage compaines that don't require US citizenship. However it would be hard to have a good credit score in the US without citizenship as generally you need a social security number to apply for things like credit cards that build credit.
Can people who have fair credit get a good mortgage rate?
Yes, people who have fair credit get good mortgage rate. They will have to look a lot harder for someone to give them a good mortgage rate, as there are less of them out there.
How does one find the best mortgage rates when wanting to refinance?
The first thing you want to do is have a current credit report which shows all 3 reports. Once you have your credit report you can "price shop" different banks and mortgage company. A good place to start would be with your current mortgage company and see what they can offer you.
Which Banks offer consistently low rates for loans?
Getting a low rate for loans generally requires that one has a good credit rating. Most large banks will offer competitive rates for those with good credit scores. Some companies to consider include Chase, Huntington, and Citizen's Bank.
How can one get approved for a 2nd mortgage loan?
If one were interested in getting approved for a second mortgage loan they would need to have assets, a good credit rating and a consistent income. Some banks may require more.
What is the worst thing about bad credit mortgage?
The worst thing about a bad credit mortgage is the price you have to pay. You get a worse rate and have to pay more for longer than if you have a good credit mortgage.
What company gives the best credit card deals for good credit scores?
Capital One seems to give the best credit card for people with good credit scores. The next best would be discover.
