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All lenders offer a number of credit products, including 0% interest for 6-12 months and free balance transfers, etc. Go to www.creditcards.com for a list of lenders and their products. Keep in mind that lenders offer various promotions throughout the year. These will come to you in the mail or pop-up online. You can also visit the various lenders' websites to see what the current promotions are. Keep in mind that an offer for an interest-free balance transfer will last only for a specific term.

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