In NY it is the Personal Injury Protection (NO-Fault) coverage. You choose the amount of coverage afforded. The minimum is $50,000 but for very little additional premium you can get $175,000. Feel Free to give me a call in you need more clarification. Brian. M Gill, Agent ___________________ÂÂÂÂ___________________Brian M Gill Agency, Inc State Farm Insurance 713 Walt Whitman Rd Melville, NY 11747 -24 Hour Good Neighbor Service- ( Phone: 631-549-9444 ÊFax: 631-549-9493 * Email: Brian@BrianMGill.com :Web Site: www.BrianMGill.com
Bodily injury coverage only covers the passengers of the other part's car.
The part of auto insurance that pays for bodily injury regardless of fault is called "Personal Injury Protection" (PIP) or "no-fault" insurance. This coverage is designed to pay for medical expenses, lost wages, and other related costs for the insured and their passengers after an accident, regardless of who caused it. PIP is mandatory in some states and optional in others, providing a layer of financial protection for drivers.
Separate
what the insurance company includes as part of the insurance policy.
The will has no relationship to the insurance policy. The Policy is a contract between the insurance company and the insured and does not become a part of the estate.
if the owner of a life insurance policy dies and the policy is on her son. What happens to the ppolicy and is it part of the estate.
It is a copy of an insurance policy, or a part of an insurance policy (i.e. an endorsement, etc.), which includes a certification/statement signed by the underwriter or other representative of the issuing insurance carrier that the copy is true and accurate to the original.
The policy proceeds will become part of the decedent's estate.
It is not incumbent on your insurance company to discover deceit on the part of the insured. Your insurance company can cancel your policy or increase your premiums at any time if they discover an attempt at fraud on the part of a policy holder. Concealment of a DUI from your insurer is a form of insurance fraud. Insurance Fraud is a felony offense. Your insurance company is not required to pay for losses or claims that arise out of fraud on the part of the insured or a fraudulently obtained insurance policy.
Doesn't apply. Not part of your policy.
Kim Kardasian
Yes, An insurance policy is a legal contract of indemnity. Amendments and endorsements are changes that become a part of that contract.