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What percent of your pay do you get for long term?

Updated: 8/20/2019
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11y ago

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Generally, a long term disability plan covers about 65% of your gross income. There are few riders that help cover up to 100% of the income, in catastrophic disabilities: Catastrophic disability rider - which will pay an additional benefit (up to max 100% of total income) if you can't perform two of the activities of daily living by yourself, without assistance: eating, dressing, bathing, transportation, continence.

Also, if you're partially disabled, you may receive a portion of the monthly benefit, corresponding to the % of income lost due to a partial disability.

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