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Exhaust all other opitions first, as ACE is expensive. You might be able to cash that check at the bank it's drawn on, for instance, or at Wal-Mart. But sometimes you're stuck - it happens. At ACE, fees depend on the check. It's about 3% for payroll and government checks; 5% for other non-personal checks; 10% for personal checks. On large checks this can get extremely expensive as there is no limit. On a $3,000 personal check, for instance, ACE will take $300 for the privilege of cashing it. But on the other hand, if the option didn't exist then you'd be stuck with a worthless piece of paper. Sometimes you just have to swallow hard and pay the piper.

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Q: What percentage of your check does Ace Cash Express take when they cash it?
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