What personal property is covered in homeowners insurance policy?

ALL Personal property owned or borroewd by insured is covered IN HOME AND anywhere in the world while on vacation. BUT, If you at a second home like a cabin you own in Tahoe the coverage will be decreased to 10% of amount covered in Coverage C. Any relative living with you stuff is covered also. Roomates belongings are not covered. Certain items like Jewerly and Guns have limits on the amounts that insurance will pay out.

Hope this helps. Jessica N