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Car insurance companies look at the location where your car will be parked overnight (your neighborhood), your driving record, your age and the type of vehicle your own. Drivers under twenty-five usually have higher insurance than older drivers.

Most car insurance quotes hinge on your neighborhood and your driving history. If you live in an area where cars are stolen or damaged a lot, your insurance will cost more. If you have a lot of speeding tickets your insurance will be high. If you have a lot of accidents or DUIs you might not be insured at all.

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Q: What qualifications do car insurances base their quotes on?
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