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Previous credit is likely #1 qualifier, for first timers its mostly assets

If problems arise with first time credit searchers I suggest going to your banking institution(most have a chosen credit card type) and they will assist you with obtaining credit, a co-signer(someone with credit to vouch for you) can help greatly

If all else fails you can typically have your bank hold a set amount of money and they will give you a credit card with a value of whatever they're holding in the event you decide not to pay - yes you lose out on that money until your card expires but in the mean time you can charge things to your card and make your monthly payments(which builds your credit rating)

Side note:Not making payments(or making them late), repeated pinging of your credit(Happens every time you apply for it) both hurt your credit rating

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Q: What qualifies someone as being credit worthy?
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