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Current mortgage rates differ from area to area. Smaller mortgages are not offered by many lenders because the lender makes less profit on a smaller mortgage than a larger one. Lenders that do offer smaller mortgages will likely charge a higher interest rate for them than for larger mortgages. A local lender may be a better option than a national lender because they are familiar with the area.

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Q: What rates do the cheapest buy to let mortgages start at?
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