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I would suggest looking at home-loan-guide.com. There is a list on the website of all the questions you may or should be asking yourself when looking for a home loan; such as appraisal fees, inspection fees and mortgage points.

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Q: What should I know about housing loans before I get one?
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How can you get loans?

Getting a loan should qualify for the requirements of the bank. You should be a good payer if you pay your bills on time. You should have reference person that know you so that in case you will not pay they will contact them. Of course, you should have a stable job There are plenty of options are available that you will come across when it is about to get loans. We have to keep various things in mind before applying for the loan. Also, do not forget to read terms and conditions properly. Get more information here: myfundbucketservice.blogspot.in