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Credit card users should check their monthly statements for fraudulent or suspicious charges. Credit users should obtain their credit reports once a year, for free, and review the reports for unknown / unrecognized transactions or applications for credit. All persons should protect their personally identifying information.

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15y ago

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All users should be alert and report what?

Users of credit cards should be alert and report unauthorized activity that occurs on their account. They should also make sure the charges are accurate and in the right amount.


How can i find out if deceased father had credit cards?

Get a credit report on him. Try https://www.annualcreditreport.com/ or www.equifax.com/ and a list of his credit cards should pop up.


How can I report stolen credit cards?

To report stolen credit cards, contact your credit card issuer immediately to report the theft. They will be able to cancel the card and issue you a new one to prevent any unauthorized charges. You should also monitor your account for any suspicious activity and report it to the issuer.


How can you find out what credit cards are in your name?

Pull your credit report.


Do I need to report stolen credit cards to all 3 credit bureaus?

You will not need to report your personal credit cards stolen to the credit bureau. Once you have reported your cards stolen to the credit card companies they are with, they will take care of the rest for you.


If you have good credit history with some credit cards will they still show that on your credit report and that you paid on time after filing chapter 7?

It depend on the individual credit card companies if they report on your credit history or not, like some department store credit cards may not show on a credit report


Is it better to have paid off open credit accounts on your credit report or should you just go ahead and close them?

It all depends on your income. It is good to have zero balance credit cards on your credit report. But if your potential debit to income ratio is too high, having too many credit cards could be a negative reflection on your credit score.


If your credit report says you have six cards open how can you find out what they are?

Look on the credit report. It has to list what accountd are opened


Download project report on credit cards?

yes


How long are credit cards listed on your credit report?

7-10 yrs


Do credit card companies by law have the right to periodically do a credit report on you?

You bet your credit report they do. That is their right ... Banks and Credit Unions will also do this periodically if they so feel inclined. If one is paying all their bills on time and have no delinquent accounts or have their credit cards maxed out, then they should have nothing to fear from a credit report query.


Should you check your personal credit?

You must review your personal credit report once a year. Your credit information impacts many decisions,from the loan size to the interest rate. A credit report includes credit cards, any mortgages, and your loan payment history.