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By the sounds of it you need a job.If your working even part time,most financial places will consider you for a loan.Everyones credit rating starts somewhere.Does USA government have any student programs that you could apply for?Sometimes there are grants you can apply for(those are the ones you don't have to pay back) and then theres the loans which you do have to pay back but not until your working and then the interest rates are really low.It would be nice to know trhe reasons your parents are unwilling to help you since you are just asking so that you can have a career to live on instead of just a job.Good-Luck

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โˆ™ 2005-11-06 00:55:17
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Q: What should you do if you're 18 and need a student loan but you have no credit and you live on your own and your parents make a lot of money but they won't help you with school and won't cosign?
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How can a student pay for a school that doesnt offer financial aid or loans and the student has bad credit and whose parents cant cosign a loan because they dont qualify either?

You're SOL. Generally, schools that don't qualify for financial aid or loans have serious problems. Perhaps you should look into a better school?


When dealing with a school who are their customers?

A school's customer is the student and/or parents of the student.


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You can apply by yourself as you long as are 18 yrs or older. Talk with your school councelor. There are plenty of lenders that specialize in student loans. FAFSA (Free Application for Federal Student Aid) is a great start. There is alot of information as well as filing for student loan thru them. Most are student loans that will be on deferment til you are out of school for whatever reason. www.fafsa.ed.gov


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Students have no rights. The school stands in lieu of the parents when the students are at school and the parents have all the rights when they are home. So, to answer your question no one who is a student benefits.


How can you get a student loan with a poor credit record?

Gosh, when I was going to school, you could get a student loan independent of having good credit (thank God). The rules may have changed since the early 90s when I was in school, but I think the point of the student loan program is that you can get a loan without a credit check!


Where can you apply for a student credit card?

Several credit card companies offer student credit cards and they can be applied for right on their websites. You can do this through Mastercard, Visa, American Express, and more. You can also try looking at your school's website to see if they offer a student credit card.


Where can I get high school student credit cards ?

If you have a job or if you are a working student, you can apply to have a credit card. Because credit card companies like HSBC will not allow people to apply for a credit card without a salary. If you are a working student, you can apply for one and the amount or limit of your credit card will depend on your salary.


Can a school have a meeting about a student without telling the parents?

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Can School Police in Texas Question a student?

In the state of Texas can a police officer go to the school and question a minor student without their parents


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A student credit card is designed for the use of University students and high school graduates. A student is qualified to apply for this credit card if he or she meets the bank's requirements. Most banks require students to open a savings account as part of the qualifications. Getting a student credit card is now easy with the collaboration of universities and credit card companies.


How many credits should a high school sophomore have at the end of the year in Washington state?

It will depend upon the school and how many credit hours the student can take yearly. The student should have close to 14 credit hours.

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