Asked in
Student Loans and Financial Aid
Money Management

What should you do if you're 18 and need a student loan but you have no credit and you live on your own and your parents make a lot of money but they won't help you with school and won't cosign?


User Avatar
Wiki User
November 06, 2005 12:55AM

By the sounds of it you need a job.If your working even part time,most financial places will consider you for a loan.Everyones credit rating starts somewhere.Does USA government have any student programs that you could apply for?Sometimes there are grants you can apply for(those are the ones you don't have to pay back) and then theres the loans which you do have to pay back but not until your working and then the interest rates are really low.It would be nice to know trhe reasons your parents are unwilling to help you since you are just asking so that you can have a career to live on instead of just a job.Good-Luck