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What sort of liability insurance does one need for a sole proprietor carpet cleaning service?

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2012-01-30 23:23:15
2012-01-30 23:23:15

GL or General Liability

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I would imagine you would need public liability


(CGL) Commercial General LiabilityThe type of insurance you need is called "Commercial General Liability" also sometimes referred to as "Contractors Liability Insurance" As an Sole Proprietor providing a repair service you are considered to be engaged in a commercial activity. This type of repair usually comes as a service or repair contract, hence the contractor referenceGood luckAnswerA local Insurance Broker is the best way to find business insurance. They are not a captive agent like Farmers, State Farm and Allstate. They have the ability to shop the market to get you the best rate.


There are many Public Liability Insurance brokers. Some companies that provide this service are 'Hiscox', 'Crowthorne Insurance Services Limited' and 'AXA Insurance'.


Allstate is one of the most well known insurance company that provides auto insurance liability. Other companies that provide this service include GEICO and Nationwide.


The Company Liability Insurance is a protection service. The company that sells the insurance is called Nationwide, and the base is in Colombus. One thing that is unique with this insurance is the uninsured and underinsured mororist coverage.


yes possibly. I am thinking about starting a part time dog walking service.


10073-0-Automobile Repair or Service Shops


RV insurance is the same as any other automobile service. You should conside getting a higher liability ceiling though,


It's called business liability insurance, and most insurance companies offer it. Just look up a trusted insurance company and give them a call. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm


Needs liability insurance? In most places it is not required by law. however check your local ordinances.Most reputable buisnesses that provide a service are usually licensed,insured,& bonded.


Commercial Liability Insurance It may not be required by law, but it could be a good idea to carry some liability coverage, a minimum of $100,000 in case of an accident, injury or property damage to another party (usually your client) resulting from your operations or completed work. It will most likely be a contractual requirement of any sophisticated or government clients. The cost differential between $100K & $1M of coverage will be minimal - strongly consider the higher limit.


Business Liability Insurance is typically sold as "General Liability" insurance to businesses in order to provide coverage for the day to day operations of the business. Depending upon the kind of business it is, there are different categories of liability insurance for businesses. For instance if a business manufactures, then Product Liability Insurance is necessary to cover claims against the business arising from the use of their products. If the business is a service business (i.e. Carpet Cleaning, Sales, Contracting or sub-contracting etc., etc.), usually a General Liability policy is sufficient. One thing to note with business liability insurance is the amount of coverage purchased. There are policy limits per incident as well as aggregate (combined) limits. The key issue is in purchasing enough insurance to cover any contingency without purchasing too much because the insurance company will only cover costs up to the limit of coverage. For special insurance needs, a piggy-back policy for business is often used. This type of business insurance is called an 'Umbrella Policy'. It is a policy that rides on top of an existing policy that offers specific coverages in excess of the original policy.


SKT Cleaning understand how important it is to maintain a clean and hygienic surrounding and hence to keep you healthy and happy, we get you the best of cleaning & maid services in Dubai. We are the one of the most recommended cleaning services and Maid services in Dubai due to our dedicated services since two years. you can also visit for more information: sktcleaning.ae


"Commercial General Liability" is the appropriate coverage policy type for an HVAC service technician or company.


To get basic business insurance you have to have general liability. Companies that offer this service are Progressive Professional for one, and they will compare other rates for you too.


Johnson Insurance is a full-service insurance agent.They can provide all types of personal and business policies including, but not limited to home, auto, renter's, business umbrellas and professional liability.


Healthcare Providers Service Organization offers professional liability insurance and risk management information to a wide array of healthcare and counseling professionals.


the insurance company effectively agrees to provide the insured with health care services, rather than reimbursement dollars. Service plans offer the advantages of reduced paperwork and reduced financial liability


AnswerYep, You have to have insurance for everything.To be more specific, you need two types of insurance for a Home Watch business. You need general liability and you need Professional Liability, also called Errors and Omissions Insurance.General Liability protects you while inside the home from pre-existing conditions and general risks such as a toilet that backs up while you are in the house.Professional Liability is in case you miss something that you should have seen as a Home Watch Professional. Roof leaks that are clearly visible but that you missed would be covered by this 'errors and omissions' insurance.The insurance is not easy to find.


This insurance is a form of liability insurance that helps protect professional advice-and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in a civil lawsuit. You will have to get quotes from different companies and compare the cost and coverage that is best for you.


You can call DECO Miami Janitorial Commercial Office Cleaning Service for office cleaning service in miami.


most cleaning service contracts are for one year. You can negotiate a lnger or shorter term.



No, a cleaning service does not include lawn service as well. Cleaning services usually deal with the inside of your home and will clean all parts of it.


yes you have to pay sales tax if you OWN the cleaning service, but if you are a customer of a cleaning service then its the responsibility of the service to pay it!



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