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Q: What source will provide a car loan with an open chapter 13 bankruptcy?
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Can an advance cash loan be part of a Chapter 7 bankruptcy?

Yes, it is an unsecured loan.


How can one get a loan if they have declared bankruptcy?

Getting a loan after bankruptcy can be difficult depending on what type of bankruptcy one files. A Chapter 13 bankruptcy, one cannot even apply for credit during the length of the bankruptcy. In a Chapter 7 bankruptcy, that is a different story. One can file Chapter 7 bankruptcy and as soon as it is discharged can apply for credit. The only problem with getting a loan after bankruptcy is that you may have to have a co-signer until you build up some positive credit.


Can you get a mortgage loan if you are in a chapter 13 bankruptcy?

If you are lucky, yes. But most likely, no lender will give you a mortgage loan if you are or have declared bankruptcy.


Can you get a personal loan with an open chapter 7 bankruptcy?

maybe


Do you still have to repay your loan if you file bankruptcy?

If you file chapter 7 or 13, your loan may discharge in bankruptcy. This is not an automatic process you need to prove to the bankruptcy court that repaying your loan would cause undue hardship.


Is a car loan discharged under chapter 7 bankruptcy?

Whether your car loan is discharged by a bankruptcy or not will depend on your state and the equity in your car. Whether the loan will be discharged or not is called an "exemption".


Can you get a car loan after a chapter 7 bankruptcy?

Yes you can if you have a fair credit score.


If my parents have filed bankruptcy chapter 13 can a student get student loan?

Yes.


Can you get approved for a new car loan after your chapter 13 bankruptcy is dischared?

yes, I did.


Can you still get a loan after filing for bankruptcy?

Once the bankruptcy is dismissed or discharged it is quite acceptable to file for a new loan. In fact once your chapter 7 or chapter 11/13 is discharged, lending institutions will be lining up to loan you money. The potential of getting a loan approved if your bankruptcy is dismissed is extremely remote however. Considering the reasons for filing bankruptcy might be a good pre-loan application exercise though.


When you file chapter 7 bankruptcy and have a private student loan is it discharged with everything else?

Unfortunately no. Both private and federal student loans can not be discharged in Chapter 7 bankruptcy.


Can you file bankruptcy on Nelnet loans?

I am in chapter 13 with part of nelnet loan as repayment. Not sure why they did not file total loan in the plan


Paying back a discharged loan after chapter 7 bankruptcy?

There is no reason to repay a loan after a discharged bankruptcy, if you have done so, you can reclaim all your money from the creditor (you'll have to go through court).


How hard is it to get a mortgage after chapter 13 discharge?

If you have just filed bankruptcy, you will not be barred from ever obtaining a mortgage loan; however, you will not be able to get one immediately. When you can get a mortgage after bankruptcy will depend upon the type of loan you want, the type of bankruptcy you filed, and how good your credit is at the time you want the loan.


In California If Chapter 7 bankruptcy is the last resort Should you file bankruptcy first then return a car that has a big loan on it?

Yes. In that order.


If you file chapter 13 and have a foreclosure are you still able to obtain financing for a home?

Absolutely, there are many programs available to assist existing home owners as well as home buyers with financing home loans after bankruptcy and foreclosure. To obtain a home loan while currently in a chapter 13 bankruptcy it is very important to establish a good payment history. The company that will approve you for a home loan will need to have your payment history. They will also contact the trustee of your chapter 13 bankruptcy to receive permission or an ok to proceed with your home loan. To obtain a home loan after chapter 13 bankruptcy you will need to provide the following to your loan officer. Original schedules of your bankruptcy Discharge documents of your bankruptcy Proof that you have a satisfied discharge Proof that you have established new credit To obtain a home loan after a foreclosure. Maintained or established new credit Applying for an FHA Home Loan there is a waiting period of three years after the foreclosure proceedings have been completed. For Conventional Home Loans you will need to wait five years. Frank Thomas Sr. Loan Consultant www.lowermymortgageratestore.com 480-621-4270


Can you file a student loan in chapter 13 bankruptcy?

Gov't insured or Guaranteed loans are not dischargable.


If you file chapter 7 bankruptcy does that eliminate paying back the parent plus college loan?

Student loans are exempt from bankruptcy as are IRS debts


What is a charged off loan when connected to Chapter 13 Bankruptcy?

A charge-off is a tax-related matter and has nothing to do with bankruptcy. The debt is still owed.


Student loan co signers I filled chapter 7 bankruptcy in Michigan can my name be removed from the sallie Mae student loan that I co signed with my son under Michigan bankrutcy law?

Most student loans are not dischargeable under any chapter of Bankruptcy in Michigan.


Do you have to be working to file for bankruptcy?

There are three types of bankruptcy namely Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and Chapter 11 Business Bankruptcy. Chapter 7 bankruptcy will discharge most types of debts for the average citizen. It will stay on record for ten years, but the major benefit is the stay it provides which prevents creditors from hassling you. On the other hand Chapter 11 bankruptcy is used by businesses, not citizens, to reorganize debts while Chapter 13 bankruptcy is wage earner's bankruptcy, which allows you to repay your debt through a plan. Among these three, Chapter 13 bankruptcy is considered as the best option for people with a steady income, who happen to have fallen behind in loan payments. idk and i dont give rats a**. hahahaha


Can you get your car back if you file a chapter 7 bankruptcy before it is auctioned off?

If the lender is willing to reaffirm the loan with the borrower then the vehicle can be returned. A vehicle is a secured debt and is not subject to chapter 7 bankruptcy laws.


Can the primary borrower continue paying car loan if co-signer files chapter 7 bankruptcy?

Has to


You owe your sister money can you file bankruptcy on that loan?

If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.


How hard is it to get financed for a home while in a chapter 13 bankruptcy?

To get a home loan while in chapter 13 bankruptcy is not that hard. The most important aspect of getting approve for a new home loan is your ability to repay the home loan. A lender may approve your home loan but your bankruptcy trustee may not allow you to get a new home loan. What you need to do is contact your trustee and lawyers involved with the case. You will need to get a payment history of your current chapter 13. Very important that you have never been late beyond 30 days for your current bankruptcy. You will need to provide you lender with all of your bankruptcy documentation to get approved for the loan. Once you have contacted your lawyers and trustee, they will request your most recent 2 year tax statements and will ask where is the down payment coming from. This is extremly important, unless you qualify for 100% financing or an FHA home loan. If you prepare yourself correctly there is about a 90% chance that you will get approved for a new home loan. Visit the page listed below for more information. We assist borrowers with purchases after or during bankruptcy to get new home loans. http://www.lowermymortgageratestore.com/BANKRUPTCY_is_bad_FORECLOSURE_is_worse.htm