A spider with a black, furry belly is likely to be wolf spider. These Spiders often have hair all over, but it can be more noticeable on the belly.
a garden spider
it is a spider
I think it's actually called the black & yellow garden spider.
Northern Black Widow, and it is most likely poisonous.
The American Black Widow should have nothing upon its back but the black color it is. Specfically, the hour glass is on the belly of the spider.
black spider with 2 yellow dots on its under side
A Lol Spider? xD
A spider monkey has furry skin.
A zebra spider is a jumping spider that is black, furry, and white-striped.Specifically, the spider in question (Salticus scenius) belongs to the jumping (Salticidae family) part of the arachnid class within the animal kingdom. Females and males can be less than ¼ inch (6.35 millimeters) in length and width. They have no problems living in and near human-inhabited places and structures.
Its a Bold Jumping Spider
A spider monkey has furry skin.
The cross spider has white crosses on his abdomen. Another North American spider with white on his belly is a parson spider who has a white stripe down his abdomen.