No.
WA
China
Smokers.
In most opinions, no..Smokers are aware of the danger.
Many companies offer life insurance for smokers, including such insurance companies like GEICO and State Farm. Due to the health status of smokers, insurance will typically cost more than non-smokers.
The rate of smokers in the U.S. has leveled off for over a decade at about 23%, leaving the percentage of non-smokers at 77%. This rate varies widely by state, being as low as 10% smokers in some states and as high as over 30% in Kentucky.
Two of the most popular and best smokers for retail are offset smokers. I would recommend this for beginners to experienced smokers. It will be your best bet and for a great price.
resp
It depends on the local State laws and whether the plan is ERISA or not. There are many examples of employers charging smokers more for health insurance. On average, smokers have a greater chance of having more expensive health problems than non-smokers.
Yes.
yes