One of them is North Carolina.
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Florida, New York, New Jersey and Massachusetts
You can compare auto insurance rate at dmv.com
North Carolina has a Rate Bureau that sets the rates for all the insurance companies in North Carolina for auto and property. A consent to rate is a document which the insured signs and the insurer retains that indicates the insured's willingness to pay a rate higher than the rate established by the rate bureau. It's used frequently - for instance, the insured has a driving record that makes him or her an undesirable risk unless they are willing to pay for their past risky behavior (as that person would in a state where insurance companies make their own risk - you are rated by your risk, not by an agency setting rates for everyone). In order to charge someone a rate higher than the North Carolina Rate Bureau rates, a consent MUST be signed by the insured.
Read NJ stat 17:29A-7.1 ands 17:29AA-15
Auto insurance rate comparisons can be found by contacting an insurance broker. The broker can compare many different companies at once. There are also tools online that allow users to compare with companies of their choosing.
The average auto insurance rate in the United States is just under $800 each year per car. The rate was highest in New Jersey at $1157. The lowest rate was paid in Nebraska at $593.
The biggest benefit of auto refinance is that it can allow you lower monthly car payments. Auto refinance can give you a better interest rate on your car loan, which can be extremely beneficial in saving you money on paying your car off.
That's permission to give you a price for the policy. They meed to rate it in order to quote you the price it will cost. The company is required to rate the risk according to your states regulations and it's filings.
Consent to Rate means that the insurance company must have the consent of the insured (i.e. by a signed form) to charge higher than the filed (with the State, if applicable in your state) rate. **** More information** To elaborate on the above answer, Florida is a good example of a state that allows Consent to Rate - these forms must be signed prior to binding. the resons for consent to rate would be Unable to Obatin Coverage at the filed rate, Unfavorable loss experience, unusual hazards or claims activity and such. Source: Commercial Insurance Workers Compensation Expert
Auto mechanics hourly rates varies greatly across the United States. The average auto mechanic hourly rate, at a foreign car dealership, is $75 per hour.