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12y ago

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What does Minimum payment in your credit card bills mean What happens if pay less than the Minimum payment?

It's called minimum payment for a reason.. and that reason is that you don't have to pay you're full balance.. but you have to pay the minimum payment. NOTHING LESS


If your credit card balance is 1150 and the minimum monthly payment is 3 percent what is the minimum amount you must pay?

$1150.00 X 3% = $34.50 minimum payment or $1150.00 X .03 = $34.50 minimum payment


Does homeowners insurance pay your house payment if you cant work?

No.


If you cant afford to pay car payment and credit cards which is better to pay if you are going to pay on one?

Pay the car payment. So you can take your butt to work and pay the credit cards!


Is it okay if you only pay the minimum or a little more than the minimum on your Wells Fargo credit card?

As long as you pay the minimum payment by the due date each month you are okay.


When you pay more than the minimum payment on a credit card how do you know it's going to the principal balance?

It is actually quite simple. Any amount that you pay that exceeds the finance charges and any fees included within that minimum payment goes toward the principal. In addition, 100% of the overpayment goes toward the principal balance. In other words, if you make just the minimum payment, a few bucks might go toward the principal balance. If you pay $20 above the minimum payment, all of that $20 plus a few bucks from the minimum payment go toward the principal balance. All of the overpayment goes toward principal. You can also look at the minimum payment calculation to determine how much of the minimum payment goes toward principal.


What is the difference between pay and payment?

Pay is a verb (often): Pay me now for the day. Or, your pay often means what you take home: My pay is too low for all my expenses. Payment: I mailed in the payment on my credit card. I worked out a payment plan with the IRS and will pay them $100 a month until my debt is paid off. You owe a minimum payment every month on your credit card. You can pay it online or you can pay them by mailing in a check.


Do You will have to pay interest on credit card debt as long as you pay the minimum amount due on time each month.?

Yes, you pay interest on credit card debt if you only pay the minimum payment. If you pay the entire balance, then you pay no further interest.


If your credit card balance is 1150 and the minimum monthly payment required is 3 percent What is the minimum amount you must pay this month?

34.50


If you cant make your full car payment does the lender have to accept what you can pay?

No, but if they accept any payment, they cannot begin the repossession proccess


Should you pay off the monthly credit card payment or to just make minimum payment?

Pay it off just as fast as you can. If not, they will charge up to 21 percent interest. You most likely can get that type of loan from the local mob or street gang. If you cant pay it off when the bill comes in dont use the credit card until its absolutely necessarg. GL. May be easier said then done.


Can you send credit cards 5.00 per month and do they have to accept it?

Most credit card companies demand a minimum monthly payment of 5% of your balance owed.If you owe $1000 your minimum payment would be $50.You can send any amount you want. However your balance owing will steadily increase. It will only affect your credit rating.If you pay only the minimum payment each month, it will take years for you to pay your bill.