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You just bought a 15000 diamond ring on credit no payments for 1 year Now you are filing bankruptcy Do you get to keep the ring?
no if you still have it yes if you gave it to someone as a "gift"
Can someone with no credit cosign for someone?
A lot of creditors will not accept a co-sign from someone with no credit. They want proof that if the person who takes out the loan defaults, the co-signer will have the credit funds available to pay off the loan.
Does it hurt your credit score when you have a credit report service that allows you to check your credit score as much as you want?
It only hurts your credit score when someone else pulls your credit report.
When you stick the ring finger up does it mean Will you marry me?
No. the ring finger was chosen because that is where your main artery leads to your heart. It does not mean you want someone to marry you if you show it to someone.
You want to propose your love you want to make it really special what should you do?
Wait you want to propose a ring or tell someone you love them?
Why would someone want to check your credit score?
The credit score is needed by companies in order to evaluate the risk of a possible credit default, for example if one applies for a consumer credit or a bank account.
If someone runs your credit report can you get a copy of it from them?
There are many web-sites that will provide you with a copy of your own credit report if you ask for it ! You don't need to wait for someone to run your details through a credit agency - you can get your own report any time you want to.
If someone with bad credit marries someone with good?
Keep your credit seperate! When purchasing a home, you can use the other income without using their credit. They will have to sign papers but it will give you a better interest rate. For more information about Credit, you may want to check out The Credit Bible by Phil Turner. Its a great souce to learning all about the credit system.
Can you send credit from someone to someone else?
No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.
Does the female still have to return the ring if it has been almost four years since the engagement was called off?
No, when an engagement is called off and unless the ring is a family heirloom then the ex fiance does not have to give her ring back. There is no need for the young man to want the ring back as no other woman would want a ring that was meant for someone else.
What are the main reasons that someone would want to get a copy of their credit report?
It depends, maybe someone wants to buy a car, they might need proof of their credit score, some dealerships require you to have a decent credit score; also, when buying a house, your credit score sometimes kicks in, so evidence of your credit score/report are necessary.
What happens to your credit if you purchase an engagement ring on a loan and then return it a few weeks later?
If they accepted the ring back and didn't charge you anything, there will be no affect on your credit. If you owe and don't pay, that will affect your credit.
