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It depends on what you are trying to do and what you are looking for. Basic cash accounts (checking, savings) are very liquid and are insured by the FDIC up to $250,000. The next step up is a money market account. Also liquid in that you can put cash in and take cash out quickly but it carries more risk as the account is based off of investments which maintain the value of your money.

An example of non-liquid would be a house. While it's not an account, it's also not easy to sell it. Meaning it would take time and money to get your money out of the house (sell).

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Q: What type of account is more liquid?
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