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Q: What type of car insurance is needed if you injure someone else in an accident?
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When is liability insurance needed?

When you cause an accident that damages another vehicle or hurts someone


What type of insurance is needed if you go to the emergency room after a car accident?

health insurance


When is liability needed?

When you cause an accident that damages another vehicle or hurts someone


What insurance is needed in case of a car collision?

Collision coverage, also known as auto collision insurance, is the part of your auto insurance that most always pays for damages to your vehicle in the case of an accident.


Someone hit my car we decide not to go through insurance He didn't pay So I went through insurance He now told his insurance company someone hit him And they will not pay out to fix my car?

Once you decided to not go through insurance and not file a police report, you left yourself open for paying for your own repairs. Sorry you learned such a hard lesson. Never have an accident and not get a police report. The insurance company is not going to pay out based on someone's word. A police report is needed to file a claim.


What are some examples of when no fault insurance would be needed?

If you are involved in an automobile accident caused by another driver, and that driver carries no insurance, your no-fault clause is designed to protect your financial interests.


Is it a good idea to have legal insurance with your auto insurance?

Legal insurance is not the same as auto insurance; legal insurance is simply a retainer that is paid to an attorney or lawyer so that they can be help in counsel if they are needed. Auto insurance, depending on the level and premium paid, provides coverage in case of an accident.


What information is needed to get a SR22 quote?

If you wish to insure your car with SR22 insurance, you will need to provide the details of your automobile and your driving history. If you have previously had an accident, this will be scrutinized.


Why is an insurance contract needed?

An insurance contract is needed to specify the exact terms of the insurance.


I have no idea if I need this but,what is sr22 insurance?

That is an insurance form that is commonly used by the state BMV to show that you are willing to be financially responsible for any damages to another driver or his vehicle. This is normally needed only if you have had your license suspended due to lack of insurance after having had an accident.


If someone hits you will insurance cover it or do you pay deducable?

Hopefully, they have insurance. That insurance should cover everything, including a rental car for you if needed. If your insurance has to cover you, it depends on your policy. This is a good question to ask your agent directly.


When your in a car accident what is needed when you file a claim?

It's a very complicated process, and varies for different insurance companies. Generally when you claim for a compensation company verify itself.