What type of contractor would one hire for heating repair?
An HVAC contractor is hired when there is a need for a heating repair. HVAC stands for heating, ventilation and air conditioning. This professional has been trained in heat transfer.
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What can the insurance company do for you after the contractor takes the money and doesn't repair your house?
If a contractor does not have worker's comp insurance and one of his employees gets hurt on the job could you be held liable?
Yes, if a contractor you hire does not carry Worker's Compensation insurance, you could be held liable for payments to and medical costs of an injured employee. That is why you should always be certain that anyone you hire does carry Worker's Comp. Only a fly-by-night contractor would be likely to try to operate without Worker's Comp, and you probably don't want hire such a company in the first place.
Should you hire a general contractor to remodel your house if he does not carry general liability insurance?
How do I as homeowner get around a liability for a contractor that does not have workman's comp insurance?
You don't. You simply hire a reputable contractor who provides the insurance necessary for his or her line of work. Never hire a contractor who can not show you that he is properly insured for the job being offered. It is the contractors responsibility ( not the customer ) to provide coverage necessary to cover his workers as well as any accidental damage to your property. If your contractor give you any flak or hesitancy…
Who is liable if the constractor that I hired do not have workmen comp and liability insurance and one of his worker injured in my property?
Did you hire a licensed contractor to do your work? In this jurisdiction, if you did not hire a licensed contractor, you are acting as your own contractor and you are responsible for workman's comp when your employee is hurt. It does not matter if the guy you hired brought along some of his buddies who also worked for you. If you hired a licensed contractor, the fact that he cut corners and did not…
The contractor that you will hire. In most cases, you'll be hiring a remodeling contractor to get your home renovated. They do give you the option to choose from the variety of options they have on building materials and the prices are much lower that way. They usually hire contractors for materials and you wouldn't have to worry about the cost that much.
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You should hire a licensed contractor. He should already have liability insurance and workmen's comp for his employees. If you do not hire a properly licensed contractor, all the liability for anything tha might go wrong falls on you. If your insurance company discovers that you hired an unlicensed contractor, they could, and probably will, deny payment on any claims you may file. Tread cautiously!