There are many types of homeowners insurance. It is important to shop around for the best rates on what you need. You can find information online at websites like homeinsurance.com/rates-in-your-state/
Homeowner's insurance covers most basic liability needs, should someone become injured on your property. Additional coverage against fire, flood, and earthquake is also recommended to protect your investment.
It just depends on the type of policy you selected when you purchased your coverage. Talk to your insurance agent if you have questions about your coverage. Your agent would the person in the best position to advise you of coverage.
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
It really depends on the type of policy your purchased. You could call your insurance agent and ask if you have coverage for burglary and or theft. Make sure you have your Police Report available if you are making a claim. Most homeowners insurance policies do come with some coverage for burglary but not all.
Adding onto the home will not make you rate increase by itself. However, you probably will have to increase the amount of coverage you have to reflect the increase in replacement cost. I would suggest that you contact your insurance agent and explain that you have added onto the home and ask them to see if you have enough coverage. If you do not have coverage equal to a certain percentage of the replacement cost you can be penalized on any claim in the future. This depends on what type of homeowner's policy you have and how much coverage you have. This is not something you want to find out after a kitchen fire.
Depending on the type of claim, you should be able to acquire replacement coverage even with the claim being open. The claim payee will be determined by when the claim happened.
Express Insurance offers nearly every type of insurance coverage including; auto, renter's, homeowner's, life, and umbrella which you can bundle into packages to save money.
The average cost of a doctor's care for a mother can vary depending on factors such as location, type of doctor, insurance coverage, and specific medical needs. On average, prenatal care and delivery costs can range from a few thousand dollars to tens of thousands of dollars. It is important for expectant mothers to review their insurance coverage and discuss financial options with their healthcare provider.
The best medical insurance policy coverage would depend on your current and foreseeable future needs. The best policy coverage will be from a reputable company that offers the amound and type of coverage you desire.
A homeowner can insure the property and owned contents. A renter does not own the home so they can only insure their own contents. Liability coverage can be purchased on either policy type.
I don't really understand what you would expect the homeowners policy to pay for in this situation. Homeowners insurance is not life insurance and does not provide any type of such coverage.
The cost of homeowner's insurance varies greatly depending on the amount of coverage desired, the type and location of the home, and other factors. The best way to get accurate information on pricing for the specific coverage desired is to either contact insurers and inquire or use a comparison quoting service such as Moneysupermarket.