Condominium associations -- according to the governing documents written for that community -- are generally required to insure the real estate assets owned in common by all owners. In addition, the association may be required to -- or may choose to -- cover catastrophic losses of these assets based on earthquake and/or flood. Finally, again, this is spelled out in the CC&Rs, directors and officers insurance may be required or highly recommended.
Individual unit owners are well advised to insure their contents and include assessment coverage insurance in case the unit is uninhabitable. (Your assessments will still become due and must be paid.) This policy is commonly known as an HO-6 policy.
Work with your board so that the association's master policy and individual unit owners' policies dovetail in coverage, so there is no overlap, and there are no gaps.
You need to contact your insurance agent for that type of advice.You need to contact your insurance agent for that type of advice.You need to contact your insurance agent for that type of advice.You need to contact your insurance agent for that type of advice.
car insurance
You Need General Liability Insurance.
if you committed the DUI, you need car insurance.
BUISNESS
There is not a single type of insurance required for all businesses. The type of insurance you need to purchase depends on your industry and governmental regulations in your state.
You will need an insurance license and the associated traiing to open an auto insurance business
house insurance
yes; the type of work will determine the types of insurance needed.
Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.
Sentry insurance offers a range of policies to cover your home and business's insurance needs. They do provide home owners insurance, as well as options for people who own condominiums and those who rent their apartment or home.
To drive a dump truck the type of insurance you're going to need is commercial truck insurance. But you're also going to need a special license to drive a dump truck as well. Call your insurance provider and they can probably give you more information.