Well you should have a general liability policy that covers the business and you should also have an errors and omissions policy that covers you for any errors or omissions that you my be responsible for.
Insurance company information is not a public record and is not available on the Internet. If you are hiring a contractor to do work on your property, you can require them to send you a Certificate of Insurance, showing that they have sufficient insurance coverage before they begin working. The certificate will show the name of their insurance company.
If you write to the company with your query, they will supply the information you require.
Yes there is. Mutual of Omaha is a reputable life insurance company that does not require a physical exam.
you would have to call the your insurance company but if the person has insurance it should be fine. I know my insurance company covers me for everything its based on the company you are with.
An insurance company's legal department is there to handle situations that require court appearances or may involve lawsuits. The legal department will represent the company.
By law, it's optional for sole proprietors. Reality can be different though. In the construction trades most general contractors will require any subs who are sole proprietors to have workmans comp. This is what their insurance companies require. If a sub doesn't have workmans comp the insurance company adds their wages to the gc's bill.
Current insurance company approved rates pay 10.00 dollars per hour, per person. They do require that the person or persons doing the clean up, have workers compensation insurance, unemployment insurance, and medical insurance, as there are obviously many hazards in doing this type of work. They also have different classifications of clean up, such as construction, painting, tile, concrete, fire repair, etc.
Home insurance is not required by any state law. Typically only a mortgage company will require home owners insurance.
If you want to be an insurance agent for any company, most do require you to have a license. Some other requirements may include educational training, experience, etc.
Yes
You have a duty under the insurance contract to notify the insurance company, they will either require you to give them the ring or let you keep it.
Insurance deductibles actually work in the opposite way. Your insurance company may require you to purchase separate stereo insurance.