Yes there is. Mutual of Omaha is a reputable life insurance company that does not require a physical exam.
Many life insurance companies do not require a physical exam. The cost of coverage from these companies is usually more expensive than the same coverage if a medical exam is taken.
primequote.com and efinancial.com both specialize in term life insurance quotes, including those that don't require an exam.
Life insurance companies use the results of the physical exam to determine how much the customer should pay. A healthy person pays less than a person who is not healthy.
Not all insurance companies require a physical exam to issue life insurance. You can get up to $400,000 life insurance without a medical exam, depending on age and health issues. There are also guaranteed to issue policies, that will issue up to $35k - $50k even if the client has pre-existing conditions. These are called Final Expense life insurance.
Reliaquote may be the most trusted life insurance dealer online today. They are rated very highly in Forbes magazine., and require no physical examination.
Allstate insurance offers term life insurance with no exams.
There are many Insurance Companies that will offer life insurance policies without a medical exam. However, the rates will most likely be higher than you would pay for a life insurance policy from an insurer requiring a physical exam.
There are a number of types of insurance that do not require a medical exam to be taken. These include house and contents, car and mobile phone insurance. Typically a medical exam is required for life insurance. However there are still many financial institutions that offer life insurance without a medical.
last year I purchased term life through EQUOTE online. I found they had the best rates, and I did not have to disclose and pre existing conditions. The also do not require a physical exam.
Yes, as of March 2014, MetLife Term Insurance does require a physical from a doctor.
no
Upon extensive research it has proven difficult to access the names of insurance companies in the US that do not require a physical exam. Due to living in Canada results appear for Canadian companies but very little info can be found for the US. It appears that American National and Fidelity Life are two that offer life insurance without a medical.