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Life insurance companies use the results of the physical exam to determine how much the customer should pay. A healthy person pays less than a person who is not healthy.

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12y ago

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Do all life insurance companies require that you take a physical in order to get a policy?

No, not all insurance companies require that you take a physical in order to get a policy. One such example is GEICO and Allstate.


Insurance requiring no physical exam?

Many life insurance companies do not require a physical exam. The cost of coverage from these companies is usually more expensive than the same coverage if a medical exam is taken.


Where can one purchase term life insurance that involves no physical?

Many companies offer life insurance to new employees without requiring a physical. If that is not an option, then Mutual of Omaha also offers policies that do not require a physical, but the policies do have age restrictions.


Is there any life insurance that does not require a physical exam?

Yes there is. Mutual of Omaha is a reputable life insurance company that does not require a physical exam.


Does MetLife Term Life Insurance require a physical from a doctor?

Yes, as of March 2014, MetLife Term Insurance does require a physical from a doctor.


What insurance companies require gutters?

prostitutional facilities


Does your husband have a life insurance policy on you?

Your husband cannot legally obtain life insurance on you without your knowledge. And most companies require at least a cursory physical before agreeing to insure someone.


If you have a permit do all insurance companies require you to be added to your parents policy?

NO!


Do you have to have a beneficiary on you health insurance?

Some Companies require one But it is not a law


Does Mutual of Omaha require a physical for term life insurance?

no


What would one take a life insurance medical exam for?

Some insurance companies require one to take part in a medical examination before being accepted as one of their customers. The majority of the time it is to ensure that one is not deathly ill and will become deceased shortly after obtaining insurance.


Can insurance companies call on receipts submitted in a claim?

Not sure what you are asking but insurance companies have the legal right do require proof of spending for claim settlement.