Life insurance companies use the results of the physical exam to determine how much the customer should pay. A healthy person pays less than a person who is not healthy.
No, not all insurance companies require that you take a physical in order to get a policy. One such example is GEICO and Allstate.
Many life insurance companies do not require a physical exam. The cost of coverage from these companies is usually more expensive than the same coverage if a medical exam is taken.
Many companies offer life insurance to new employees without requiring a physical. If that is not an option, then Mutual of Omaha also offers policies that do not require a physical, but the policies do have age restrictions.
Yes there is. Mutual of Omaha is a reputable life insurance company that does not require a physical exam.
Yes, as of March 2014, MetLife Term Insurance does require a physical from a doctor.
prostitutional facilities
Your husband cannot legally obtain life insurance on you without your knowledge. And most companies require at least a cursory physical before agreeing to insure someone.
NO!
Some Companies require one But it is not a law
no
Some insurance companies require one to take part in a medical examination before being accepted as one of their customers. The majority of the time it is to ensure that one is not deathly ill and will become deceased shortly after obtaining insurance.
Not sure what you are asking but insurance companies have the legal right do require proof of spending for claim settlement.