Actually, hitting a deer is generally covered by your comprehensive coverage, not collision. Comprehensive covers "acts of God," which include hitting animals because it was an act of God that the animal was there at that time. Reading your insurance policy will clarify exactly which kinds of claims are covered by which types of insurance. There are 3 catagories for car insurance: 1. Liability (covers you if you hit someone else) 2. Comprehensive (covers you if an uninsured driver hits you), and 3. Collision (covers you if you hit something -for instance, a deer-)
Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.
The way you are describing it B is at fault. If B is at fault and has no insurance, A's uninsured motorist coverage will take over as if the person had coverage. Any amount paid out will be retrievable by the insurance company through suit or other means. You subrogate your loss to your insurance company so that they can go after the other party for damages paid.
How many 3s in 313433535333?
Who would you swap lives with for a day?
Is it true that one human year is equal to seven dog years?
What is the name of the movie filmed in weslaco Texas where cornelio reyna sang?
A farmer has 19 sheep All but 7 die How many are left?
What is the net worth of the Collingsworth Family gospel singers?
Can eggs break inside a chicken?
Why do books come out in hardback first?
What happens when a beehive gets too full?
What is the difference between an optometrist and an ophthalmologist?
How can you tell when someone's lying?
Why do some people celebrate Christmas in July?
Why is it bad luck to walk under a ladder?
What is a conservatorship?
What is time signature of ncr hymn?
Is Gianluca Ginoble gay?
Paano umusbong ang pagmamahal sa karunungan?
Why the eastern Terai is cooler than than western one OF NEPAL?
Who was giani maan singh jhaur?
What happened to Jeff Hewson of QVC fame?
Is the Montgomery Bus Boycott capitalized?
How do you get admission in junior college in pune?