What types of credit cards are offered by CitiBusiness?
Citi Business offer a variety of credit cards. They offer business credit cards, personal credit cards and student credit cards. They offer cards from both Visa and MasterCard.
Subsidiary credit cards are viable credit cards issued under the direction of a major credit card company. For example, the American Express Company issues several different types of credit cards. They have cards that give you cash back, cards that give you points to purchase other items, and cards that earn airline travel miles. Each one of these types of cards are subsidiary credit cards.
Secured credit cards are credit cards which offer the same spending advantages as traditional credit cards, however the individual must provide the initial starting credit. Therefore, if a secured credit card has a 300$ limit, that initial 300$ is usually provided by the individual. These types of credit cards are used by people with a history of bad credit, or to re-establish credit. Many local banks, such as Bank of America and Wells Fargo have…
One of the factors that makes up your credit score is credit diversification. This means having a variety of different types of credit. Four different types you can have is mortgage loans, car loans, credit cards, and department store cards. So having a department store card that reports to the credit bureaus will help your credit.
Capital One offers many different types of credit cards to appeal to a wide range of customers. Their Venture cards feature frequent flyer mile rewards, their Cash Rewards line offers just that, and their Classic cards include Platinum for people with excellent credit, student cards, and secured credit cards as well.
Barclays offers 10 different varieties of credit cards, three Visa cards and seven Barclay exclusive cards. The interest rates on these credit cards range from about 19 percent to 30 percent with a couple exceptions and they all have an assumed credit limit of 1,200 pounds. The benefits of each credit card varies. For example, the Barclaycard Simplicity boasts their lowest APR rate at a mere 7.9 percent whereas the Barclaycard Cashback card, while having…
Yes, you can apply online for a wide variety of credit cards at Bank of America. Some of the different types of credit cards they offer include secured credit cards, rewards credit cards and student credit cards. Their online tool enables you to choose the cards in which you are interested and compare their various features and terms, so you can get the best card at the best rate. You can apply online at www.bankofamerica.com.
Different brands of credit cards (e.g. Visa, MasterCard, Discover, American Express, Diner's Club) are managed by different card associations, each with their own policies and rules. Different types of these cards are for different classes of customers (e.g. business, personal, secured/for people with bad credit, prepaid). There are also store and gasoline station credit cards that can only be used at those places.
One major way that credit card companies advertise themselves to stand out against the competition is by finding a niche market of consumers and creating a credit card designed to meet their needs. Popular examples of these types of cards are airline cards, retail store credit cards, and gas station credit cards.
There are two types of charge cards offered at most gasoline retailers, a credit card sponsored by the gasoline company and a card for that gasoline company specifically. For example, Petro Canada at one time offered a CIBC Visa Petro credit card, which could be used anywhere and still collect points to be redeemed at Petro Canada. They also had a Petro Canada credit card, which could only be used to purchase products from Petro…