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Catastrophic home insurance is designed to protect your home in the case of a catastrophe. Coverage can vary from policy to policy but most include tornados, earthquakes, floods, fires, sinkholes, or other major accidents. Some policies also include health emergencies for the occupants of the house.
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What types of damage or events are included under catastrophic insurance coverage?
Catastrophic insurance coverage includes many damage or events caused by both natural disasters or other accidental damage to your home. Damage by events such as flooding, lightning, wind damage, and other weather events are generally covered. Some catastrophic insurance coverage policies also cover damage done by fire, but check with your insurance company to be sure.
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